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Discover the essential SBA Express Loan requirements and SBA loan criteria. Simplify the application

Understanding SBA Express Loan Requirements: A Comprehensive GuideIn the pursuit of entrepreneurial dreams, securing the necessary financial backing can often be the critical difference between success and stagnation. Small businesses, in particular, often face significant hurdles when it comes to obtaining the capital needed for growth and development. Thankfully, the U.S. Small Business Administration (SBA) […]

Secured vs. Unsecured Small Business Loans:

Understanding the Difference Secured vs. Unsecured Small Business Loans. When it comes to financing a small business, understanding the nuances of secured and unsecured loans is crucial. Both options have their unique benefits and considerations, and selecting the right type of loan can significantly impact the financial health and growth of your business. Exploring the […]

Depending on the state where your business is located and other attributes of your business and the loan, your business loan may be issued by a member of the ZhyDen partnerships. Your loan agreement will identify the lender prior to your signing. Loans subject to lender approval.

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* Same Day Funding is only available in certain states, for term loans up to $100K. Eligibility window is Monday-Friday before 10:30am EST. If checkout is done before 10:30am EST, funds will be available by 5pm local time the same day. If checkout is done after 10:30am EST, or on a weekend or bank holiday, it will not qualify for Same Day Funding and funds will be deposited within 2-3 business days. Eligibility rules around creditworthiness and length of term loan apply.

Eligibility for the lowest rates is very limited, available only to businesses with the strongest creditworthiness and cash flows, and typically businesses that have shown an excellent payment history on prior loan products with ZhyDen. The average rate for term loans is 60.9% APR and the average rate for lines of credit is 52.6% APR. Averages are based on loans originated in the half-year ending March 31, 2023.