Over 5K+ reviews.
ZHYDEN helps businesses of all sizes access the funding they need to operate, sustain, and grow. Whether you run a small business, a mid-sized company, or a large operation, we provide lending solutions that support real day-to-day demands.
Businesses seek funding for many reasons. Some need extra capital to manage cash flow during slow months. Others require financing to purchase equipment, restock inventory, or fulfill large orders. Growing companies often need fast access to capital so they can take on new contracts or expand their operations without delays.
Our approach is simple. We focus on practical lending that matches real business needs. You will always know what you qualify for, how the terms work, and how quickly funds can be delivered. We keep the process direct and predictable so you can focus on running your business with confidence.
Years of Experience
Funded to U.S. businesses
Happy Clients
Lending Decisions
ZHYDEN offers a range of funding options tailored to everyday business challenges. Whether you need short-term support or long-term financing, our lending solutions help you stay ready for new opportunities.
We provide term loans that help businesses meet their short-term and long-term financial needs. Our loans have competitive interest rates and flexible repayment options.
We offer business lines of credit that give businesses access to funds whenever they need them. Our lines of credit have low interest rates and can be used for any business expense.
Looking for a fast and efficient way to get the funding you need for your business? Our SBA Express Loan might be the perfect option for you. With a streamlined application process and quick turnaround time, you can get the funding you need to grow your business in no time.
Get the cash you need with our quick and easy Merchant Cash Advance program. Our simple application process and flexible repayment options make it easy to get the financing you need to grow your business. Plus, our fast funding means you can get the cash you need quickly to take advantage of opportunities as they arise.
Our Business Tradelines service can help you establish a diverse credit history which can increase your chances of getting approved for loans and credit. We work with you to add positive information to your credit report, boosting your credit score and lending power. Don't wait, start building your credit and realize your business dreams today!
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ZHYDEN keeps eligibility straightforward so businesses can access funding without unnecessary barriers. To apply, you only need a few basic details that help us understand your business and match you with the right lending option.
Most approved clients receive their funds within one to two business days.
A high percentage of businesses return for additional funding support.
Most applications are completed quickly with basic business details.
Businesses across different industries trust ZHYDEN for reliable funding, clear terms, and fast support when it matters most.
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Most applications are reviewed the same day, and many clients receive approval within hours.
Approved businesses typically get funded within 24 to 48 hours, depending on the loan type and submitted documents.
Basic business details, proof of revenue, valid identification, and a business bank account.
Yes. We provide lending options for small, growing, and established businesses across all industries.
Submitting an application does not impact your credit score. Only final processing may require a soft or standard check based on the loan type.
Funding can be used for cash flow, inventory, equipment, payroll, expansions, or any operational business need.
* Same Day Funding is only available in certain states, for term loans up to $100K. Eligibility window is Monday-Friday before 10:30am EST. If checkout is done before 10:30am EST, funds will be available by 5pm local time the same day. If checkout is done after 10:30am EST, or on a weekend or bank holiday, it will not qualify for Same Day Funding and funds will be deposited within 2-3 business days. Eligibility rules around creditworthiness and length of term loan apply.
Eligibility for the lowest rates is very limited, available only to businesses with the strongest creditworthiness and cash flows, and typically businesses that have shown an excellent payment history on prior loan products with ZhyDen. The average rate for term loans is 60.9% APR and the average rate for lines of credit is 52.6% APR. Averages are based on loans originated in the half-year ending March 31, 2023.
